Please take a number…

Two weeks ago I made an appointment to meet with someone from the mortgage department at my bank.  That appointment was this morning. 

I got all dressed up.  Trousers and polo by Botany 500, my best going to the office shoes, watch by Michelle* on a tooled leather strap made by yours truly.  I don’t get that spiffed up on the weekend for just anybody…

[* It’s very real but I got it for next to nothing at the flea market.  It’s so nice when the venders don’t know what they have! ;-) ]

I arrived about ten minutes early and fully prepared.  I had my pay stubs.  I had my bank statements.  I had two years worth of tax returns. I had documentation regarding my pension and 401(k).  All laid out nice and neat in a ring binder.

I also had five (5) copies of my personal Income Statement and Balance Sheet.  The first one shows things as they stand today (admittedly not very pretty…), the next three show the three steps I’ve laid out that will solve my cashflow problems once and for all, and the final result – a wonderfully clean and productive Income Statement and Balance Sheet that, once I achieve it, will give me the freedom to invest as I see fit for my future.

She didn’t look and any of it.

She just fired up the banks web-based mortgage application form and filled it in for me as if I didn’t know how to type.  I could have done that myself two weeks ago at home on my own computer in my skivvies had I chosen to do so.  The “person from the mortgage department” we were meeting with turned out to be nothing more than an order taker!

(muffled by the speaker)

“Would you like fries with that? – Please drive up…”

This was a total waste of time!  Both my time in the meeting this morning and of the two weeks we waited for this morning to arrive!  I need to talk one-on-one with a real decision maker, not waste my time with low level data entry clerks!  How do I get past these underlings and reach the real mortgage people?  I may not be independently wealthy now – but very soon after I get to that fifth spreadsheet I expect to be someone my bankers will know on a first name basis!

I’m sooo confused!

So, if then candidate Obama had as he stated been to fifty-seven states and he had at the time one left to go to, but they wouldn’t let him go to Alaska or Hawaii – how does North Dakota not qualifying to be a state mess up the math?

For extra credit factor in the fact that two ‘states’ are actually not states but commonwealths…

Now that it’s come to light that North Dakota is not now nor has it never been a state, what happens to all that federal money that has been spent there low these many years?  And what about all the federal taxes paid by North Dakotans over those same many years?

Oh what a tangled web we weave…

I suspect the .gov of the territory will try to quietly “fix the problem” and sweep it under the rug.  All the while hopping that nobody notices.

H/T to SayUncle for bringing this to our attention.  Go forth and read the comments.  Many a good point are made there in.